Clear answers to two everyday money questions.
Free, private calculators that run entirely in your browser. Nothing you type is sent anywhere.
How much will I take home?
Enter your salary and/or self-employed profits and see your income tax, National Insurance, student loan repayments and take-home pay, with every step of the calculation shown.
Calculate take-home pay →What will my mortgage cost?
Work out monthly payments, total interest and how much overpaying could save you, for repayment or interest-only mortgages.
Explore your mortgage →How the numbers are kept accurate
Tax rates, thresholds and allowances are stored per tax year with a link to the official GOV.UK page each figure comes from. An automated check compares them against GOV.UK and flags any change, so the calculators can be updated as soon as rates move. These tools are for guidance only and are not financial advice.